Your Mortgage Partner
Chris Kowalski, Loan Officer with Fairway Independent Mortgage
Mortgage Partner

Chris Kowalski

Loan Officer · NMLS# 1436645 Fairway Independent Mortgage Corporation · Charlotte, NC Branch
At Fairway we know the mortgage process can be an intimidating experience, but as your Loan Officer I'm here to help guide you!
Buying With Confidence

Talk Financing Early

Knowing your numbers before you fall in love with a house makes every step easier. Here's how a conversation with a loan officer fits alongside your home search with Ellen-Nora & Co.

01

Start the Conversation

Reach out to Chris to talk through your goals, your budget, and the mortgage options that may fit your situation.

02

Search With Clarity

With a price range in mind, we'll focus your home search on the neighborhoods and homes that make sense for you.

03

Stay Informed to Closing

Once you're under contract, your agent and your lender keep you updated, so you always know what comes next.

Plan Your Payment

Estimate Your Monthly Payment


Try different prices, down payments and rates in our mortgage calculator to see an estimated monthly payment, including property taxes, homeowners insurance and HOA dues. Then bring your questions to Chris for a personalized quote.

What the estimate includes
Principal & Interest
Property Taxes
Homeowners Insurance
HOA Fees
Estimated Monthly Total
About Fairway

Buy, Build or Refinance


Fairway Independent Mortgage Corporation's mortgage professionals help borrowers who are looking to buy, build or refinance a home. Loan programs listed on Fairway's site include:

  • Conventional Loans
  • FHA Loans
  • VA Loans
  • USDA Loans
  • Jumbo Loans
  • Fixed-Rate Mortgages
  • Adjustable-Rate Mortgages
  • Construction Loans
  • Renovation Loans
  • Refinance Loans
  • Reverse Mortgages
  • Physician Loans

Chris Kowalski, NMLS# 1436645, is a loan officer with Fairway Independent Mortgage Corporation, NMLS Entity ID #2289 (www.nmlsconsumeraccess.org). Licenses: FL LO92346 · NC I-204095 · SC MLO-1436645 · TN 1436645 · VA MLO-57003VA.

Fairway Independent Mortgage Corporation is a separate company from Ellen-Nora & Co Properties. You are free to choose any lender. All loan programs are subject to eligibility and credit approval; this page is not an offer to lend, a loan approval or a commitment of rates or terms. Contact Chris directly for current information.